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Your Guide to

Home Ownership

Deborah Bly General Buyer Template

Bring it HOME with The Bly Team!

Dear

Marketing

Buying a Home: A Journey, Not Just a Transaction

Owning a home is a deeply personal experience. It’s more than just purchasing a property—it’s about achieving the dream of homeownership.

Our role is to be by your side, providing clear communication, expert guidance, and unwavering support. We’re committed to ensuring that your journey to homeownership is smooth, informed, and and enjoyable experience.

In this presentation, you’ll find a detailed roadmap from our initial consultation to the moment you receive the keys to your new home. We’ll also cover important updates, including the latest NAR ruling and how it directly impacts you.

We look forward to helping you take this exciting step toward your new home.

Sincerely,

Deborah Bly

Guiding Your Home Journey with Integrity and Insight

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Meet

Deborah Bly

REALTOR® | Team Lead
(832) 932-5425

Serving You and Our Community

For 30 years, it’s been a privilege to help Families and Individuals find homes and build futures. 

Real estate isn’t just about transactions—it’s about supporting others through one of life’s most important journeys.

Deborah's dedication to service extends beyond real estate, with 29 years spent as a volunteer firefighter and involvement in various community outreach efforts. In times of need, such as after Hurricane Harvey, lending a hand to rebuild homes and offer comfort to those affected was a small way to give back.

Grateful for the opportunity to serve, it’s a privilege to play even a small role in uplifting the community. Every chance to make a positive difference is valued, whether through real estate, volunteer work, or simply being there for those in need.

Working together means partnering with someone who is deeply committed to your success and the well-being of the community.

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Proven Track Record

Reputation

"Ranked in the top 1% of agents in the country, based on performance and client communication and satisfaction."
Consistently ranked as one of the top real estate teams in the area."

Knowledge

The Bly Team combines over 50 years of market knowledge with cutting-edge technology, using advanced tools and data to help clients make informed decisions and stay ahead in the ever-changing real estate landscape.

Integrity

Integrity is at the core of everything we do, ensuring transparency, honesty, and trust in every transaction, Building long-lasting relationships with  70% of clients returning for future transactions, demonstrating long-term trust and satisfaction.
Market data as of:
The Market Action Index (MAI) is a literal temperature gauge that shows whether the market favors buyers or sellers.
An MAI of 30 is typically balanced; over 30 is a seller's market, under 30 is a buyer's market.

Buyer markets

Buyers get better deals and more choices when MAI is low.

Seller markets

Sellers can list for higher prices and quicker sales when MAI is high
Market data as of:

View current market trends

Scan the QR code to see the current Market Trends report

Processes

1

Initial Consultation: Defining Your Needs

By meeting together we can clarify your needs and wants,  preferences,  budget and amenities that you want in your home. This ensures a tailored home search that saves you time and aligns with your goals.
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2

Getting Pre-Approved Strengthens Your Offer

We are aligned with lenders with special VIP buyer perks and can make that introduction. Securing a pre-approval lets you know exactly what your options are, tailored to your specific needs, in addition giving you a competitive edge in the market.
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3

Start Your Home Search and Explore your Best Options

After you have selected which homes to tour, we start shopping! This is where you can start figuring out what you really want in your new home and in addition to the lifestyle you are seeking. Our commitment is to not stop until we find the right home for you! 
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4

Make an Offer

Once we find your home, we will submit a competitive offer - including but not limited to sale price, inspection contingencies, and closing costs. The seller then has time to accept, reject, or counter your offer.
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5

Under Contract

Once your offer accepted, we work diligently to ensure all parties are communicated with and that timelines and deadlines are met to secure a smooth closing. 
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6

Conduct Inspections and Shop for Insurance

In your option period order inspections. You will discover what repairs might be needed. Depending on what we find we can request the seller  to address items found on inspections.
This is also the time to start getting quotes for home owners insurance. 
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7

Appraisal 

The appraisal is ordered by your lender to determine the homes actual value. This protects their investment. They have their own checklist of things they look at for the final approval to move forward. The appraiser can demand repairs completed before they will give their approval.
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8

Closing! 

Congratulations! You now own a home and can get moved in. It's time to celebrate and have your housewarming and show off your home. We will be standing by to answer any questions you may have about home-ownership and have a list of contractors should the need arise.
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Unique Value We Provide Our Clients

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Professional Network to help your purchase go smoothly

Professional Network

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The Bly Team

713-859-7007

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Branch Manager/RMLO

Johnny Kent Shoemaker

(281) 451-4392

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Market insights as a result of my recent sales in your area

Active listings in the League City, TX area!

Our sales activity in your desired search area will directly benefit you due to our market knowledge, negotiating prowess, and insights into local activity!
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Exceptional reviews that reflect a pattern of excellence with  past clients.

Raving Reviews

Deborah runs a top notch team! I have personally worked with her several times and hope to do more business with her in the future. She is simply the best, extremely knowledgeable, professional and easy to work with!

~lana key
[Read More]
Working with Deborah was an amazing experience. She listened to what I was looking for, the space I wanted for my pet, and my budget. She didn’t try to persuade me towards any one house and was patient throughout the process. Thank you, Deborah, for making what could be a stressful time seem easy.

~Daisy Macias
[Read More]
With the help of Deborah from The Bly Team, we was able to get the house that we were looking for. We appreciated Deborah’s expertise and experience throughout the process. We definitely would love to do business with Deborah and her team again without any doubt. Thank you.

~Thuy Nguyen
[Read More]
When you are in the process of selling, Deb communicates so well and so often, you feel fully supported. She says she is contacting Title company, or HOA or other agents, AND
SHE DOES. As stress free as possible and a hug when the deal is done. I recommend her often and would to anyone.

~Bev Morrison
[Read More]

Loyalty

This custom presentation that I’ve shared with you is an example of the care and effort that we put into each client. We recognize that this purchase is one of the largest financial transactions of your life and it deserves careful consideration and wise planning. In light of this, I feel strongly that mutual respect and understanding are key components of me helping you accomplish your real estate goals.

Reviewing each others roles and responsibilities as we embark on the next steps of your home-buying journey is how we can decide if we are ready to be loyal to one another.
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Starting August 17th, 2024

It is required to complete and sign a written agreement before showing a home. This applies to buyers requiring the services of any licensed agent in the U.S. to visit a property.
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By Signing the Agreement to Partner with an Agent

Our agent is dedicated to you and committed to finding a home that meets your needs.
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With a proven track record

We have the knowledge and experience to be the BEST asset in your real estate endeavors.

Signing a Buyers Broker Agreement or BBA

  • This is an agreement to engage with a professional real estate agent to consult, show homes, negotiate contracts, and advocate.
  • It will establish the length of the agreement
  • It shows the agent/broker's services and responsibilities
  • It explains the agreement's exclusivity between Broker and client, what fees are owed for services rendered, and how to terminate the agreement. It mentions additional fees if the buyer signs with more than one agent.
  • It provides a clear explanation of the various ways an agent can be compensated for their services to the Buyer.
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104 More Ways

Agents Who Are Realtors ® Are Worth Every Penny Of Their Compensation.

Here’s a look at all the things – big and small – that a REALTOR ® may do to help clients when buying a home.

Counseling Session Activities

  • Prepare the buyer for executing a buyer representation agreement
  • Explain agency relationships to the buyer and get state required legal consentto represent, if needed
  • Inform the buyer of working relationship based on state law, the REALTORS®Code of Ethics, and the broker’s business policies

Building a Relationship

  • Learn the buyer’s wants and non-negotiable needs
  • Understand the buyer’s budget and what will be needed financially
  • Help the buyer understand what property their chosen budget will buy
  • Consider having the buyer fill out a homebuyer’s checklist
  • Assist the buyer in examining how much they can afford to spend
  • Provide quality lender resources
  • Partner with the buyer to locate suitable properties for consideration
  • Match the buyer’s needs with available property
  • Constantly re-evaluate buyer’s needs and refocus property showings to fit those needs
  • After ensuring the buyer understands what is done for them, how it is done,and the benefit to them, obtain signatures on the buyer representation agreement
  • Explain how compensation is paid, who pays it, and what the buyer’s optionsare for paying it

Educating the Buyer

  • Communicate the working relationship based on state law, the REALTORS®Code of Ethics, and the broker’s business policies
  • Explain Federal and State Fair Housing laws
  • Explain what to look for in applicable property disclosures
  • Reassure the buyer that their personal information will remain confidential
  • Inform the buyer that you will always disclose all known material defects
  • In accordance with state law, provide information on checking the sex-offenderregistry and crime statistics for the neighborhood
  • Discuss available resources that the buyer can check to learn more aboutprospective neighborhoods
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REALTORS® are members of the National Association of REALTORS®

Preparing the Buyer

  • Explain the timeline for house hunting, mortgage approval, and closing
  • Explain the local market and how it impacts the buyer
  • Show statistics on what percentage of list price sellers in the area are currentlyreceiving
  • Inform the buyer on what home features are popular
  • Identify current average days on market
  • Share the dangers of using the price per square foot to figure home values
  • Explain the concept of absorption rate and how it impacts the buying process
  • Indicate current listing months of market inventory
  • Share estimated potential out-of-pocket costs to complete the transaction
  • Assist the buyer in analyzing the loan estimates
  • Qualify the buyer for financial ability to purchase
  • Help the buyer account for the complete costs of homeownership
  • Prepare lender for listing agent calls
  • Assist in comparing different financing options
  • Help the buyer select for viewing only those homes that fit their needs
  • Proceed in showing homes that fit the buyer’s must-haves
  • Caution the buyer on posting information to social media
  • Review the sample sales contract so the buyer is prepared when it comes time to make an offer

Showing Properties

  • Schedule showings and provide access to all listed properties as soon as theybecome available in their local MLS broker marketplaces
  • Educate the buyer on the immediacy of new listings appearing in their localMLS broker marketplaces and the lag time for them to appear on somewebsites
  • Collaborate with the buyer on properties they may have learned about throughtheir sphere contacts
  • Research and assist on all unlisted properties the buyer wishes to see
  • Preview properties prior to showing if needed
  • Network with other agents to source properties not yet in their local MLSbroker marketplaces
  • Contact homeowners in focus areas to see if they are considering selling
  • Set up an automated email alert system through their local MLS brokermarketplaces that immediately notifies the buyer of properties that fit discussed requirements
  • Arrange a tour of areas, schools, and key points of interest
  • Provide resources containing neighborhood information on municipal services,schools, etc.
  • Inform the buyer of negative aspects like nearby venues or operations that may result in issues that could impact value
  • Check applicable zoning and building restrictions
  • Help the buyer decipher public property and tax information
  • Collect and share pertinent data on values, taxes, utility costs, etc.
  • Compare each property shown to the buyer’s wants and needs list and remindthem of what they were looking for
  • Help the buyer narrow the search until the buyer identifies top choices

Negotiating Offers

  • Assist the buyer in getting the best property at the best price
  • Suggest that the buyer learn more about the neighborhood prior to makingan offer
  • Prepare a comparative market analysis (CMA) in advance of making an offer
  • Prepare the buyer to have the most attractive offer in the current marketplace
  • Explain common contract contingencies and include approved protective clauses in the purchase offer
  • Ensure that the buyer receives and understands all state and federally-required disclosure forms
  • Prioritize contract negotiation goals with the buyer
  • Help create a negotiating strategy
  • Use strategies such as an escalation clause to maintain a competitive offer
  • Prepare the buyer for a multiple offer situation and develop negotiation strategies
  • Write an offer that has a reasonable chance of being accepted
  • Recommend optional contingencies and explain the pros and cons of using them
  • Provide information on purchasing incentives that may be available
  • Discuss financing alternatives
  • Negotiate the buyer’s offers to arrive at the best price and terms
  • Utilize hyperlocal expertise and strong communication skills to assist thebuyer in being the successful offer

Advocating for the Buyer and Facilitating the Close (Part 1/2)

  • Advocate for the buyer throughout the entire process
  • Encourage the buyer to fully investigate their options in terms of a home inspector, title company, appraiser, mortgage lender, and other services
  • Present a list of the types of required and optional inspections such as environmental, roofing, and mold
  • Review and discuss home inspection concerns
  • Negotiate repair requests from home inspection
  • Guide the buyer on meeting all contract deadlines
  • Assist in coordinating communications
  • Advise the buyer to review the settlement statement
  • Inform clients that they need to transfer utilities to the new residence
  • Schedule final walkthrough
  • Accompany the buyer on the walkthrough
  • Assist the buyer in questioning the appraisal report if it affects the financing
  • Confirm clear-to-close with the lender
  • Ensure all parties have all forms and information needed to close the sale
  • Remind the buyer of the location where the closing will be held
  • Confirm the closing date and time, and notify parties if there are changes
  • Gather all required forms and documents for closing
  • Explain flood insurance to the buyer
  • Explain title insurance to the buyer and refer to qualified insurance broker
  • Order any surveys needed

Advocating for the Buyer and Facilitating the Close (Part 2/2)

  • Order the appraisal
  • Order the title search
  • Confirm the status of the loan funding
  • Check addendums and alterations for agreed terms
  • Review the buyer’s closing statement to ensure accuracy
  • Explain wire fraud risks and remind clients to verify all wiring instructionsbefore transferring funds
  • Double-check all tax, homeowners’ association dues, utility, and applicable prorations, if relevant
  • Request final closing figures from the closing agent (often an attorney ortitle company)
  • Receive and carefully review closing figures to ensure accuracy
  • Receive and carefully review title insurance commitment with the buyer
  • Advise the buyer to re-key their locks and to consider a one-time cleaningservice or landscaping before moving day
  • Review documents with the closing agent (attorney)
  • Support the buyer in any final closing activities
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Actual services provided will depend on the needs of the buyer and the transaction –not all 105 things will need to be done in every transaction.

Featured content from the Center for REALTOR® Development’s Accredited Buyer’s Representative (ABR®) Designation Course. Visit crd.realtor to learn more.

Let's Chat.

I'm sure you have questions and thoughts about the real estate process. I'd love to talk with you about what you've read here and help you on the path to buying your new home.

I look forward to working with you.
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www.blyteam.com/team/deborah-bly
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Thank you!

In everything we do, we are driven to help others, because behind every transaction there is a vision, a goal, a dream waiting to come to life. In doing so, we bring our expertise, our instincts from years of experience, and our complete dedication to you.

This is only the beginning of an exciting journey to a bright and shining new future. And it's only the beginning of our commitment to servicing your every real estate need. Thank you for the opportunity to help you find your perfect home!
We'll be right there with you, every step of the way.